Expert advice to help you succeed

With more than 30 years’ experience as a Wealth Manager I pride myself on offering professional, expert and ethical services, consulting on personal and business financial challenges.

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Sheena Doherty

Senior Wealth Management Consultant at Sovereign Wealth

My Approach

A down to earth, common-sense approach.

I offer full holistic financial planning – this means we get to know you and your goals and concerns before recommending any services. Once I have a deep understanding I can create a financial plan that takes a long-term view and hones in on specific areas you may need solutions for, such as;

• Succession Planning
• Inheritance Tax Planning
• Investment Planning
• Retirement Planning
• Protection
• Tax planning

This financial plan is presented to you in a clear, jargon-free way. When you are happy, I then implement the services and products required.

I pride myself on having an extremely friendly and amicable approach – I really value relationships and enjoy getting to know my clients as people. Once you become a client this relationship is continually strengthened through regular reviews and support, to help keep your plan on track and adapt it to any changes in circumstance.

How I Help You

How I Help

A clear plan for your future

I use my years of experience and extensive knowledge to create a bespoke financial plan for you that clearly defines the path to the future you want.

My approach provides four key benefits to my clients;

1. Jargon-free Advice

Financial planning can be complex but I make sure that I use plain, jargon-free, language. Your financial plan will be presented with a detailed and clear proposal, to ensure you have a full understanding of my recommendations.

2. A Truly Bespoke Financial Plan

Nothing I do is off-the-shelf, I deliver a bespoke service that is individually tailored for you based on your unique needs, circumstances and goals. I take the time to understand you and create a plan that is built around you.

3. A Collaborative Team

Your interests are always paramount to me, so I ensure that I work well alongside your other professional advisers such as solicitors and accountants, to help identify the best solutions and aim for the very best result.

4. Knowledge and Support

I have a great knowledge of the various financial products and services available to my clients through St. James’s Place, and have built up over 25 years in the business. I am continually developing to ensure that my clients benefit from the latest available information.

As one of a relatively small number of women working in the industry, I have a particular interest in tackling gender inequalities, particularly in the field of retirement planning. In this area, some women still report significantly lower retirement “pots” than men.

I am supported by a great team that enables me to provide a very personal and bespoke service.

Meet My Team

new graduate who has received financial advice

TOGETHER WE’LL PROSPER

Powering your future

It isn’t the amount of wealth that matters most, it’s what you do with it that counts.

With our help, your wealth becomes the fuel that powers your future – a means of enjoying the life you want and looking after those you love. Whatever your goals and wherever you are in life, we build a financial plan that’s fit for the weeks, months and years ahead.

Effective planning to create the future you want.

What will your future be like? It can be easy to think of the future as being unknowable, but planning ahead can smooth out many of the uncertainties and help your goals and aspirations become reality. When we work with you, we always encourage you to consider the future you want – and then we help make it happen.

Planning helps you…

Identify goals and aspirations
Make important decisions today
Look after those you love
Look forward to the future with confidence

A sound investment in your future.

Investing for the future is fundamental to most people’s financial plans, but understanding how, why and what to invest in requires specialist expertise. We understand that your ideal investment strategy depends on many factors, but by getting to know your reasons for investing and your attitude to risk, we can give you the comprehensive advice you need.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Our investment planning helps you…

Understand your investment options
Spread your investments across the most appropriate assets
Make the right choices for you and your family
Build a balanced, diversified investment solution

Preparing for a richer retirement.

Most people like to look ahead to an enjoyable retirement. For many, it represents the stage of life that will give them time and space to pursue their personal passions. But it takes planning to achieve the retirement you want, and not everyone has the foresight to make the right choices today.

Retirement planning helps you…

Prepare for the future you want
Optimise your financial arrangements today
Plan for life’s ups and downs
Look forward to retirement with confidence

Protection for you and your loved ones.

We can’t see into the future, but we can help you plan for events that might happen and that could have a major impact on you, your family and your wealth. By understanding your situation in detail, we can help protect you from life’s many storms, both minor and major.

Protection planning helps you…

Prepare for life’s uncertain events
Protect your wealth from excessive tax liabilities
Shield your income from the impact of illness
Protect your loved ones if anything happens to you

Although you may have firm ideas about who will benefit from your wealth in the event of your death, making sure your intentions are carried out smoothly can be complex.

All kinds of events can end up knocking your plans off course, and it takes expert advice to make sure your wealth is protected for future generations.

Our team guides you through the process of planning the legacy you will one day leave behind. We consider the effects of inheritance tax and the possibility of unexpected events, making sure your wealth is retained and protected for those you love.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Legacy Planning helps you…

Make sure your wealth is passed on in the way you want
Minimise inheritance tax and capital gains tax
Create a legacy that passes to multiple generations
Protect your estate and assets

A firm financial footing for your business.

Running a business is hard work and it’s important to ensure your hard work is creating financial security. You and your employees all rely on your business, and taking steps to secure its financial future is all part of being successful at what you do.

Financial planning for your business helps you…

Secure your business’s financial future
Look after your finances and those of your employees
Build a stronger, healthier business
Feel confident that your business is well prepared for success

Our team are ready to help, you can contact us on 01274 900250 or email us at the link below.

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